Overview

NOXXO's unified API connects fiat, stablecoins, and banking infrastructure globally: enabling businesses to launch payment solutions efficiently and complaint. Our modular platform handles every

Pay-In & Pay-Out Network

Collect and send payments across 100+ countries through bank transfers, mobile wallets, cards, and stablecoins. You specify the amount, destination, and preferred method—NOXXO handles routing, FX conversion at interbank rates (zero markup), compliance screening, and settlement. T+0 settlement available in 100+ corridors with real-time webhooks for transaction updates.

Embedded FX

Convert currencies cross-border directly within your application at transparent interbank rates with zero markup. NOXXO handles the entire flow—from authorization to settlement—enabling seamless cross-border payment flows and remittances without hidden spreads or multiple provider integrations.

Embedded On-Ramp

Convert fiat currencies into stablecoins (USDT, USDC, EURC) directly within your application. Users deposit via bank transfer, card, or mobile wallet, and receive stablecoins instantly at interbank FX rates. NOXXO manages compliance, custody orchestration, and blockchain transactions behind the scenes.

Embedded Off-Ramp

Allow users to convert stablecoins back into fiat currencies effortlessly. Users send stablecoins to your platform, specify the desired fiat currency and destination bank account, and NOXXO handles conversion at interbank rates, compliance checks, and transfer to local banking rails across 100+ countries.

Consumer Payment Systems

Launch financial services in weeks with pre-integrated wallets, card programs, banking rails, KYC/AML, and stablecoin on/off ramps. NOXXO provides complete neobank infrastructure—you control the user experience, we handle the backend complexity.

Embedded Wallets

Create smart account embedded wallets within your application via API. Enable deposits, withdrawals, balance management, and multi-currency support for users. Includes banking-grade KYC verification, transaction monitoring, multi-system recovery, and real-time balance updates—all accessible through unified endpoints.

Card Programmes

Launch white-labeled card programs (virtual and physical) with minimal integration. Issue cards instantly via API, customize branding, and set spending controls. NOXXO orchestrates card issuer relationships, compliance, and interchange settlement—you use your existing KYC/AML flow and unlock new interchange revenue.

Virtual Named Accounts

Issue permanent virtual IBANs and local account numbers in 6+ currencies (USD, EUR, GBP, AED, MXN, BRL) via API. Accounts are issued in your name or your users' names, enabling local collections and payouts without establishing local entities or opening bank accounts. Instant issuance with real-time webhooks for incoming payments.

Named Collections

Create unique, named collection accounts for receiving payments—simplifying reconciliation and tracking across multiple payers and currencies. Each account has dedicated details (IBAN, account number) linked to specific customers, invoices, or transactions, enabling automatic payment identification and instant crediting.

Named Payouts

Set up named payout accounts to manage and automate outgoing payments to suppliers, partners, or customers with clear attribution and reporting. Specify recipient details once, then initiate payouts via API with full audit trails, status tracking, and reconciliation across all currencies and corridors.

Payment Gateway

Accept cards (Visa, Mastercard, Amex), bank transfers, mobile wallets, and stablecoins at ~1% all-in cost with T+0 settlement. NOXXO handles authorization, fraud checks, 3D Secure, and settlement—you choose to receive fiat (instant conversion at interbank rates) or stablecoins. The Stripe alternative built for the stablecoin era.

More features & products coming soon.

Last updated 10 days ago.